Author Archives: yes4admin

Installment Loans for Bad Credit

You need a loan and are looking into your options. While looking, you may have come across the option of installment loans. Let’s take a closer look at that option. What are installment loans? Installment loans are when you repay a loan over a set period of time with a set number of scheduled payments. […]

What Goes Into Your Credit Score?

There are lots of free websites you can go to in order to calculate your FICO score. Your FICO score brings out the important information in your credit report to see if you are a well-qualified buyer. FICO is simply one way to determine a credit score, and it is one of the most common […]

What Happens If I Can’t Make My Car Payments?

If you know you won’t be able to make your car payment this month, the important thing to do is to be proactive. Life happens and unexpected financial situations occur, but it is important to act now instead of waiting until you have missed several payments. The first thing you should do if you know […]

Consolidating Debt

If you are havinng a hard time making multiple payments every month toward your debt and expenses, you may want to consider debt consolidation. Debt consolidation is when you combine your multiple payments into one payment. The idea of this is that it is easier to keep track of your debt and it will help […]

What Happens to Your Auto Loans When You File for Bankruptcy?

You may have run into hard times and you might be considering filing for bankruptcy. There are a lot of questions that you will want to ask yourself before filing for bankruptcy, but one important one is what will happen to you auto loan and your vehicle if you file? There are two main types […]

Get Out of Debt Game Plan

It’s finally fall and football season. You know your favorite team has a game plan for the season, but do you have a game plan to get out of debt? Debt could seriously be holding you back from your life and getting the most out of it. Being in debt doesn’t necessarily mean you’ve been […]

Online Tools to Help you with Personal Finance

Want to get your personal finances in order? Need a little help? Don’t worry there is plenty of technology to save you. Check out these online resources and apps to make your finances a lot easier to handle. Mint or YNAB: Having a budget is very important to any personal finance goal or dream you […]

Types of Bankruptcy

Bankruptcy can sound scary, but it might be something you have to consider at some point. It can be a tough decision to make because it will have a dramatic impact on your life. It is important to research the different types of bankruptcy to find out what your options are. Chapter 7 This is […]

How Do I Budget?

I’m sure you’ve heard that budgeting is a thing that people do, but have you ever done it yourself? Have you ever looked closely at where your money goes, or does it just kind of disappear before your eyes? If you are like a lot of people, you have probably never sat down and completed […]

What is a Debt-to-Income Ratio?

It just makes sense that you need to be making more money than you’re spending on bills, debts and loans, but how much more money do you need to make? And what does that look like? Along with a credit score, a debt-to-income ratio is a number you should know when looking at personal finances […]

© 2018 - All Rights Reserved