About

Bad things happen to good people. The people at Yes 4 Credit Oregon understand that — which is why we’re so committed to offering you a second chance. For first time car buyers, no-credit buyers and even those who have suffered through bankruptcy, Yes 4 Credit Oregon represents a path to approval for auto loans, even for those with bad credit.

Yes 4 Credit Oregon has spent years building relationships with lenders, allowing us to better negotiate for the financing you need. All you need to do to get started is complete our online credit application and bring in a valid driver’s license, proof of income and proof of residency. Then leave the rest to us! Our goal is 100 percent approval across the board.

You are more than your credit score. Stop worrying about your past and focus on financing your future with Yes 4 Credit Oregon. For more information, call us at 1-855-YES-4CDT now and take the first step towards a less stressful car buying experience.

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Frequently Asked Questions

Q: How to get a loan with bad credit?
A: Even those with no credit at all are welcome at Yes 4 Credit Oregon. We work with a variety of borrowers, all with different credit backgrounds. Just fill out our online application and we will get started on finding the assistance you need.

Q: What if I am self-employed?
A: Being your own boss is not an issue or an obstacle when working with Yes 4 Credit Oregon.

Q: What if I have experienced repossession?
A: Consider that behind you now. We are here to help you look ahead to the future and re-establish your credit.

Q: What if I have a trade-in?
A: Trade-ins are more than welcome, even if you do not have a clear title.

Q: What if I’m disabled or on Social Security?
A: Neither of those will prevent you from qualifying for affordable financing with Yes 4 Credit Oregon.

Q: What if I have recently changed jobs?
A: How long you’ve been at your current place of employment is not that relevant to us. What lenders consider more important is your ability to repay the loan, and that is based on a variety of factors.

Q: Do you report to the major credit reporting agencies?
A:  Part of the process of re-building your credit includes our related finance company reporting your payment history monthly.

Q: What if I am a first time car buyer?
A: Yes 4 Credit Oregon encourages first time car buyers to work this us, as we offer a variety of special programs for first time auto loans.

Q: What if I have declared bankruptcy?
A: Whether you have a discharged Chapter 7 or an active Chapter 13 bankruptcy, Yes 4 Credit Oregon can find lenders that specialize in bankruptcy auto loans.

Q: What if I can’t come up with a down payment?
A: A down payment is not a dealbreaker. Yes 4 Credit Oregon will work with you to find a program that requires little to no money down.

Q: Is there a minimum income requirement?
A: This varies from lender to lender, but $1,200/month is considered the general minimum.

Q: What if I’m upside down in my trade?
A: We can work with the bank to find you a little extra help and overcome negative equity.

Q: How much can I expect my monthly payment to be?
A: This depends on a number of different factors (make and model, amount of purchase, interest rate, etc.). To discuss this in greater detail, call Yes 4 Credit Oregon at 1-855-YES-4CDT(4238).

Frequently Asked Questions

Q: How to get a loan with bad credit?
A: Even those with no credit at all are welcome at Yes 4 Credit Oregon. We work with a variety of borrowers, all with different credit backgrounds. Just fill out our online application and we will get started on finding the assistance you need.

Q: What if I am self-employed?
A: Being your own boss is not an issue or an obstacle when working with Yes 4 Credit Oregon.

Q: What if I have experienced repossession?
A: Consider that behind you now. We are here to help you look ahead to the future and re-establish your credit.

Q: What if I have a trade-in?
A: Trade-ins are more than welcome, even if you do not have a clear title.

Q: What if I’m disabled or on Social Security?
A: Neither of those will prevent you from qualifying for affordable financing with Yes 4 Credit Oregon.

Q: What if I have recently changed jobs?
A: How long you’ve been at your current place of employment is not that relevant to us. What lenders consider more important is your ability to repay the loan, and that is based on a variety of factors.

Q: Do you report to the major credit reporting agencies?
A:  Part of the process of re-building your credit includes our related finance company reporting your payment history monthly.

Q: What if I am a first time car buyer?
A: Yes 4 Credit Oregon encourages first time car buyers to work this us, as we offer a variety of special programs for first time auto loans.

Q: What if I have declared bankruptcy?
A: Whether you have a discharged Chapter 7 or an active Chapter 13 bankruptcy, Yes 4 Credit Oregon can find lenders that specialize in bankruptcy auto loans.

Q: What if I can’t come up with a down payment?
A: A down payment is not a dealbreaker. Yes 4 Credit Oregon will work with you to find a program that requires little to no money down.

Q: Is there a minimum income requirement?
A: This varies from lender to lender, but $1,200/month is considered the general minimum.

Q: What if I’m upside down in my trade?
A: We can work with the bank to find you a little extra help and overcome negative equity.

Q: How much can I expect my monthly payment to be?
A: This depends on a number of different factors (make and model, amount of purchase, interest rate, etc.). To discuss this in greater detail, call Yes 4 Credit Oregon at 1-855-YES-4CDT(4238).

 

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